Are You Dealing With a Denial or a Dispute?
Two Types of Life Insurance Cases We Handle
A denial is a refusal to pay the life insurance claim on a policy. There are a few reasons why you may be facing a denial including alleged misrepresentation on the application, a supposed lapse in premium payment, or if the insurance company claims the death was not from an accident (for accidental death policies).
A beneficiary dispute is when the insurance company acknowledges that the claim is payable but isn’t sure who are the rightful beneficiaries, perhaps due to a contest. There may be an allegation that a beneficiary designation is invalid due to the policy owners’ supposed mental incapacity or undue pressure. A dispute may also involve a marital property claim.